Fix and Flip Loans in Chicago, IL

Fix and Flip Your Way to Real Estate Success in Chicago

Chicago is a diverse and resilient real estate market, offering investors opportunities across residential, commercial, and multifamily properties. With its vibrant economy, rich history, and strong rental demand, Chicago caters to a variety of investment strategies, from urban fix-and-flips to long-term rental properties. The city’s unique neighborhoods and consistent market activity make it a prime destination for real estate investors seeking growth and solid returns.

The Chicago real estate market is full of potential, and fix and flip loans are your ticket to maximizing returns in this vibrant city. If you’re an investor looking to transform distressed properties into profitable investments, Tidal Loans is your trusted financing partner in Chicago, IL.

Why Choose Hard Money for Your Fix and Flip Project in Chicago?

Hard money loans offer distinct advantages that make them ideal for fix and flip projects in Chicago:

  • Speed: Close deals quickly and seize opportunities in Chicago’s competitive market.
  • Flexibility: Get approved based on the property’s potential, not just your credit score.
  • Financing Options: Fund your project in Chicago with flexible options tailored to your needs.
  • Expertise and Guidance: Hard money lenders like Tidal Loans bring real estate experience, offering insights on deal structuring, market trends, and exit strategies to boost project success.
  • Avoiding Cash Flow Constraints: Hard money loans free up personal funds, giving investors flexibility to handle unexpected costs, grow their portfolio, or pursue new opportunities.

Tidal Loans: Your Chicago Fix and Flip Partner

Our fix and flip loan program in Chicago is tailored to the needs of real estate investors:

  • Property Types:
    • 1-4 units
    • 5+ units
  • Loan Amounts:
    • No minimum – $5 million
  • LTV:
    • Up to 70% of the “after-repair value” (ARV)
  • LTC:
    • Up to 90%

Explore Our Other Loan Options in Chicago

In addition to fix and flip loans, Tidal Loans offers a variety of financing solutions for Chicago real estate investors:

  • New Construction Loans
  • Rental Property Loans (DSCR Loans)
  • Airbnb Financing
  • Multifamily Loans
  • Commercial Property Loans

Experience the Tidal Loans Difference in Chicago

  • Fast Approvals and Funding
    Timing is critical in real estate—great deals don’t last long. Tidal Loans eliminates unnecessary delays, providing swift approvals and funding so you can close quickly and confidently.
  • Real Estate Expertise
    Our team has hands-on experience as real estate investors, including our account executives. This means we offer more than just capital—we provide insights on market trends, deal structuring, and due diligence to help you make informed decisions.
  • Personalized Service
    Unlike lenders who treat capital as a commodity, Tidal Loans builds strong, personal relationships with our clients. Whether it’s meeting you on-site at your project or connecting virtually, we ensure every interaction is tailored to your needs.
  • Exit Strategy Support
    We underwrite with your exit strategy in mind. For instance, if your goal is to refinance into a long-term loan, we structure the deal upfront to ensure a seamless transition.

At Tidal Loans, we focus on speed, simplicity, and personalized support to help you succeed in your real estate investment journey. Let us help you close deals faster and smarter!

Key Highlights About Our Company

 

🏡 100% Financing for Experienced Investors:  We offer up to 100% financing for experienced investors in select markets. ( Bridge only )

🌐 Who We Are: Tidal Loans is your direct lending partner, built and backed by real estate investors. 

🏠 STR Financing: Dive into the world of short-term rentals (Airbnb/VRBO) leveraging short-term rental income. 

🔄 BRRR Strategy Simplified: Streamline your BRRR projects with Tidal Loans – we kickstart the refinance approval while your property undergoes transformation.

🚀 Quick Pre-Approvals:  We issue term sheets in 24 hours after submission.

🚫 No Appraisals Needed: We have loan options (bridge loans) where you can opt out of a full appraisal.

🔐 Secure Portal Access:  All clients will receive a secure portal to upload documents and request draws.


Request A Loan Quote