Partner With Tidal Loans
AAPL Member · Direct Lender Since 2016 · NMLS #1979189
The professionals who send us deals — mortgage brokers, real estate agents, wholesalers, and referral partners — are sending their clients to a direct lender that closes. That’s the whole value of the relationship: when you put your name behind a recommendation, you need the financing to actually fund, on time, without surprises. Because we underwrite in-house and lend our own capital, a deal you send doesn’t disappear into a broker chain — it goes straight to the people who decide and fund it. We’ve built these partnerships since 2016.
Who Partners With Us
Mortgage brokers bring us the investment-property and business-purpose deals that fall outside conventional guidelines — the self-employed borrower, the investor with too many financed properties, the distressed or rehab-heavy asset. We fund what banks can’t, so your client gets to yes and you keep the relationship.
Real estate agents refer buyers who need to move fast or who are investing rather than buying a home. A pre-arranged financing partner that closes in days helps your investor clients win competitive deals — and helps you close transactions that would otherwise stall on financing.
Wholesalers send end buyers who need real financing, and use our transactional funding and bridge options for their own double closes. A reliable lender behind your buyer list makes your contracts more bankable.
Referral partners — contractors, title companies, CPAs, and fellow investors — point clients our way when financing is the missing piece.
What Partners Get
The core benefit is certainty of close, which protects your reputation every time you make a recommendation. Beyond that, partners value the speed (see our funding timeline), the full product range so one relationship covers flips, rentals, bridges, construction, and multifamily, and a direct line to underwriting rather than a call-center queue. Reach out and we’ll walk you through the specifics of how our partnership program works.
How It Works
In general, a partner submits a deal — the property, the borrower, and the scenario — we review and issue terms quickly, and the deal moves through our standard lending process with the partner kept informed through closing. The underwriting on a partner-referred deal is the same asset-based process as any other — we look at the property, not a stack of tax returns — so the deals you send move at the same speed everything else does. Contact us to confirm the intake method and get set up.
Why Partner With a Direct Lender
A broker-to-broker referral adds a layer between your client and the capital, and every layer is a place a deal can die. Sending your client to a direct lender removes that risk: our commitment is funded by our own capital, our timeline is ours to control, and our answer is final. For a professional whose reputation rides on the recommendation, that directness is the entire point. The reasons investors choose us are the same reasons partners do.
Partnership at a Glance
Partnership at a Glance
Frequently Asked Questions
Mortgage brokers, real estate agents, wholesalers, and referral partners such as contractors, title companies, and CPAs. Anyone who works with real estate investors and wants a reliable direct lender behind their recommendations can partner with us.
Because a direct lender controls the capital and the decision, so there’s no extra layer where a deal can stall or fall through. When we commit, the funding is ours and it closes — which protects your reputation with the client you referred.
The full investor toolkit — hard money and fix-and-flip, DSCR rentals, bridge, construction, multifamily, and transactional funding — underwritten on the property rather than the borrower’s income. We’re especially useful for deals that fall outside conventional bank guidelines.
Reach out to get set up, then send the property and scenario; we review and issue terms quickly, and you stay informed through closing. We’ll confirm the exact submission method that fits how you work when you get in touch.
Contact us and we’ll walk you through how our partnership program works, including any compensation, which we’ll confirm directly since referral compensation is regulated.
Let's work together.
We make our partners look good — by closing what they send, on time. We’ve built these relationships since 2016, and we’d like to add yours.