Ndukwe Kalu

Managing Member, Tidal Loans

AAPL Member · Direct Lender Since 2016 · NMLS #1979189

About Ndukwe Kalu

Ndukwe Kalu is a Managing Member of Tidal Loans, a Houston-based direct private lender that finances real estate investors across the country. Since 2016, Tidal Loans has funded hard money, DSCR, bridge, fix-and-flip, ground-up construction, and multifamily loans for investors who need financing that keeps pace with their deals.

His Approach

As Managing Member, Ndukwe helps lead the firm’s lending operations — working with investors to structure financing around the property and the exit rather than the borrower’s tax returns. That asset-based, in-house underwriting approach is what lets Tidal Loans move quickly and close on timelines conventional banks can’t match. The firm works with first-time investors closing their next property and with seasoned operators repositioning larger assets, and a large share of its business comes back deal after deal.

Credentials

Tidal Loans operates under NMLS #1979189 and is a member of the American Association of Private Lenders (AAPL). As a direct lender, the firm underwrites and funds its own loans, so decisions are made in-house rather than sent out to a committee.

Areas of Focus

Loan programs Ndukwe works on

Pages Ndukwe writes and reviews

Featured In

Ndukwe was featured in Voyage Houston’s “Hidden Gems” series: Meet N.D. Kalu of Tidal Loans.

Work With Tidal Loans

Have a deal you want to finance? Get a free loan quote or reach the team directly.

Tidal Loans
2417 Truxillo St, Houston, TX 77004
Phone: (832) 757-1262
Email: info@tidalloans.com
Direct Lender Since 2016 · NMLS #1979189 · AAPL Member