There are numerous hard money lenders in Houston, but Tidal Loans brings the experience and know-how to assist you in funding your next real estate project in Houston without worrying about your credit or putting a large amount of money down upfront. Tidal Loans will help get your funds quick and easy by leading you through the process of attaining a hard money loan in order to grow your real estate portfolio.

Hard money loans can be a beneficial option to attain funds fast in order to not lose a profitable real estate opportunity in Houston! A hard money loan is a form of short-term lending that is backed by the property itself, not your creditworthiness. Tidal Loans will not focus on your credit score; We do not have a minimum fico for our bridge loan. Instead, a hard money loan through Tidal Loans focuses on your property’s after repair value, which is used to estimate what the property is worth after rehab is completed. The term “hard” money means our company is underwriting the loan on this hard asset – your property. You will not need to worry about putting a large amount of money down upfront or having the right DTI ratios, as you would in a traditional loan.

This also means hard money loans tend to close much faster than traditional loans. When you complete a hard money loan with Tidal Loans, you won’t need to dig up your tax returns or deal with other banking issues as you would if your credit was on the line. If you have already found a real estate investment property and want to close quickly, a hard money loan is perfect because of its overall convenience.

Tidal Loans can also assist investors who may already have a large number of outstanding loans by leveraging your real estate investments with a hard money loan. And, because many conventional banks shy away from rehabilitation projects or properties that may be distressed, Tidal Loans can provide 100% of the purchase and repair cost. This essentially leaves you with more money!

Tidal Loans offers other investment property loan options throughout the Houston area, such as our “Fix and Flip” Loans , which are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit. Do you already have a property with equity? Talk to us about a hard money refinance, which can help you pull cash out of your investment. In fact, we have numerous private money loan programs in which to choose: new construction loans for builders and developers, temp to perm loans for our buy and hold investors seeking passive income, and transactional funding for wholesaler’s who need to double close with their seller. Tidal Loans can fund 100% of the closing with no cash out of pocket.

Tidal Loans will offer a simple, fast, and transparent hard money loan for your investment needs. Avoid the red tape that goes along with bank financing and the time it takes to close traditional loan structures and look into a hard money loan.