Are you looking to invest in a new real estate market, but have no idea where to begin? Real estate investing can be an intimidating and complicated process. However investing in an fast growing landlord friendly states like Georgia, that has a unemployment rate below 6%. You need a lender that has both the experience and knowledge of the Atlanta, Georgia market. That is exactly what Tidal Loans provides Atlanta real estate investors – over 50 years of experience!
Atlanta Georgia Private Money Lenders
Tidal Loans specializes in speed, simplicity, and above everything else, transparency. Tidal Loans offers Atlanta Georgia real estate buy and hold investors competitive rental property loan rates and transparent pricing – there are no hidden fees or surprises when you work with Tidal Loans. We are able to fund our loans quickly by doing all of our common sense underwriting in house.
Whether you are new real estate investor or experienced with buy and hold investor, you probably don’t want to part with a considerable amount of cash up front or have your loan to be determined by your credit score or tax returns. This is where a reliable hard money lender in Georgia Like Tidal Loans can help.
Hard Money Lenders in Atlanta Georgia
There are numerous hard money lenders in Georgia in which to choose, but Tidal Loans will offer a fast, easy, and transparent way to fund your next real estate project without worrying about your credit. And, because Tidal Loans offer hard money loans, you won’t need to worry about putting a large amount of money down upfront while still getting your funds fast.
What is a Hard Money Rental Loans in Atlanta, Georgia?
A hard money loan is a form of short-term lending that is backed by the property itself – the asset, instead of our personal finances. A hard money loan doesn’t focus on your credit score; instead, it focuses on your property’s after repair value. This value is used to estimate what the property is worth. The term “hard” money means your lender is underwriting the loan on this hard asset – your property.
Hard money loans are quick and convenient – they tend to close much faster than traditional loans and you don’t need to dig up your tax returns or deal with other banking issues as you would if your credit was on the line. If you have found a lucrative real estate option and want to close quickly, a hard money loan may be perfect because of its overall convenience.
If you are an investor looking to scale your real estate investing business, Tidal Loans can help you continue to leverage your real estate investments as private lenders Atlanta. We also fund rehabilitation projects or properties that may be distressed, unlike conventional banks. A hard money lender like Tidal Loans can provide 100% of the purchase and repair cost, which essentially leaves you with more money in your pocket!
Other Private Money Investment Property Loans We Provide
Tidal Loans offers other private investment property loan options throughout the Georgia area. If you already have a property that needs funding, you can talk to us about our:
Fix and Flip Loans-> We fund up to 90% of the Purchase Price and 100% of the Repairs. We allow 100% CLTV( 100% fix and flip loans), so seller can carry back a second note, allowing 100% of the purchase price and rehab amount to be financed. These loans are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit. Allowing our clients to bring nothing but closing cost to the table!
New Construction Loans-> For Builders and Developers. We fund up to 70% of the After-Construction Value. 80% LTC, and up to 100% of the hard construction cost. We can also assist with funding the land acquisition!
Rental Property Loans-> Our landlord loans are great for buy and hold investors. Our program allows our clients to grow their portfolio faster. Investors can pull out up to 80% of the appraised value, even if you owned the property for just a week. We do not verify income either, because we care about the property cash flow, not our clients. Our rates start at 5.9% and are 30 year fixed terms, 30 year amortization, allowing our rental property investors to cash flow more each month!
Transactional Funding-> For wholesaler’s who need to double close with their seller. Tidal Loans will fund 100% of the closing with no cash out of pocket.
Multi Family Loans/ Mixed Used Loans-> Our program consists of minimal down payment for multifamily apartment real estate investors looking for apartment rehab loans. We do not have a DSCR requirement for our multifamily rehab loans.
Up to 85% LTC, 90% CLTV and 100% of rehab funds. This exclusive loan program for apartment buildings provides you with the flexibility and leverage to profit on Multifamily & Mixed-use investment opportunities that may need rehab or low occupancy. We also offer a 30-year loan program for investors looking to cashflow their property long term.
Commercial Property Loans-> We provide private commercial hard money loans for commercial real estate investors. We go up 65% LTV for our commercial bridge loans and commercial rehab loans. We offer 70% LTV and 80% CLTV on our long term commercial hard money loans at a 30 year amortization with a 30 year term. A commercial hard money loan is a good alternative to traditional bank financing when time is of the essence or borrowers don’t meet traditional guidelines for whatever reason.
Atlanta Georgia real estate investors feel free to reach out to us and see why we are considered to be one of the best hard money lenders in Georgia. We pride ourselves in offering a simple, fast, and transparent private money loan for your real estate investment needs. Avoid the red tape that goes along with bank financing and the time it takes to close traditional loan structures and look into a hard money loan with Tidal Loans.