Fix and Flip Loans in Houston, TX - Tidal Loans

Fix and Flip Your Way to Real Estate Success in Houston

The Houston real estate market is booming, and fix and flip loans are a powerful tool for investors looking to capitalize on this growth. If you’re ready to transform distressed properties into profitable investments, Tidal Loans is here to provide the funding you need.

Tidal Loans is proud to be Houston’s trusted hard money lender, offering tailored financing solutions for real estate investors across the nation. Whether you’re searching for foreclosed homes or affordable properties in Houston, Tidal Loans is your go-to partner for hard money lending. Our expert team is ready to provide unbeatable real estate investment loans to help you secure your next deal. With quick approvals—most fix-and-flip financing applications in Houston get approved within 24 hours—we make investing in Houston real estate fast and hassle-free. Choose Tidal Loans to turn your property investment goals into reality!

Why Choose Hard Money for Your Fix and Flip Project?

Hard money loans, like those offered by Tidal Loans, offer distinct advantages over traditional bank financing:

  • Speed: Close deals quickly in Houston’s competitive market. 
  • Flexibility: Get approved based on your property’s potential, not just your credit score.
  • 100% Financing: Fund your entire project, including purchase and rehab.

Tidal Loans: Your Houston Fix and Flip Partner

Our fix and flip loan program in Houston is designed to empower real estate investors:

  • Property Types:
    • 1-4 units
    • 5+ units
  • Loan Amounts:
    • No minimum – $5 million
  • LTV:
    • Up to 70% of the “after-repair value” (ARV)
  • LTC:
    • Up to 100%
  • CLTV:
    • 100% (Seller financing allowed)

Explore Our Other Loan Options

Beyond fix and flip loans, Tidal Loans offers a range of financing solutions for Houston real estate investors:

  • New Construction Loans
  • Rental Property Loans (DSCR Loans)
  • Airbnb Financing
  • Multifamily Loans
  • Commercial Property Loans
  • Transactional Funding

Experience the Tidal Loans Difference

  • Fast Approvals and Funding
    Timing is critical in real estate—great deals don’t last long. Tidal Loans eliminates unnecessary delays, providing swift approvals and funding so you can close quickly and confidently.
  • Real Estate Expertise
    Our team has hands-on experience as real estate investors, including our account executives. This means we offer more than just capital—we provide insights on market trends, deal structuring, and due diligence to help you make informed decisions.
  • Personalized Service
    Unlike lenders who treat capital as a commodity, Tidal Loans builds strong, personal relationships with our clients. Whether it’s meeting you on-site at your project or connecting virtually, we ensure every interaction is tailored to your needs.
  • Exit Strategy Support
    We underwrite with your exit strategy in mind. For instance, if your goal is to refinance into a long-term loan, we structure the deal upfront to ensure a seamless transition.

At Tidal Loans, we focus on speed, simplicity, and personalized support to help you succeed in your real estate investment journey. Let us help you close deals faster and smarter!

Key Highlights About Our Company

🏡 100% Financing for Experienced Investors:  We offer up to 100% financing for experienced investors in select markets. ( Bridge only )

🌐 Who We Are: Tidal Loans is your direct lending partner, built and backed by real estate investors. 

🏠 STR Financing: Dive into the world of short-term rentals (Airbnb/VRBO) leveraging short-term rental income. 

🔄 BRRR Strategy Simplified: Streamline your BRRR projects with Tidal Loans – we kickstart the refinance approval while your property undergoes transformation.

🚀 Quick Pre-Approvals:  We issue term sheets 24 hours after submission.

🚫 No Appraisals Needed: We have loan options (bridge loans) where you can opt out of a full appraisal.

🔐 Secure Portal Access:  All clients will receive a secure portal to upload documents and request draws.

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