Hard Money Lenders in Austin, Texas | Private Hard Money Loans for Investment


Are you looking to invest in a new real estate market, but have no idea where to begin? Austin has become the hottest real estate market in Texas, but this has made purchasing that much more of an intimidating and complicated process. You need a lender that has both the experience and knowledge of the market, and that is what Tidal Loans provides Austin investors – over 50 years of experience!

Austin Private Money Lenders

Tidal Loans specializes in speed, simplicity, and above everything else, transparency. Whether you are new or experienced with real estate investments, you may not want to part with a considerable amount of cash up front to purchase real estate. You may also not want your loan to be determined by your credit score or tax returns. This is where a hard money lender in Austin can help.

How Can Hard Money Lenders in Austin, Texas Help?

A hard money lender can assist you in funding your next real estate project without worrying about your credit, putting a large amount of money down upfront, or getting your funds quickly. Tidal Loans has the knowledge to lead you through this process of attaining a hard money loan in order to purchase your next real estate venture.

What are Hard Money Rental Loans in Austin?

A hard money loan is a form of short-term lending that is backed by the property itself – the asset – not your creditworthiness. Instead of focusing on your credit score, Tidal Loans focuses on your property’s after repair value, which is used to estimate what the property is worth. The term “hard” money means your lender is underwriting the loan on this hard asset – your property. So, as a borrower you will not need to worry about putting a large amount of money down upfront as you would with a traditional loan.

This also means hard money loans tend to close much faster than traditional loans. When you complete a hard money loan with Tidal Loans, you won’t need to dig up your tax returns or deal with other banking issues as you would if your credit was on the line. If you have found a lucrative real estate option in Austin and want to close quickly, a hard money loan may be perfect because of its overall convenience.

If you are an investor with a large number of outstanding loans, Tidal Loans can help you continue to leverage your real estate investments with a hard money loan. And, because many conventional banks shy away from rehabilitation projects or properties that may be distressed, a hard money lender like Tidal Loans will provide 100% of the purchase and repair cost. This essentially leaves you with more money!

Other Austin Investment Property Loans

If you already have a property in Austin that needs some TLC, you may also want to talk to the experts at Tidal Loans about our “Fix and Flip” Loans, which are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit.

Do you already have a property with equity? If so, contact Tidal Loans about a hard money refinance, which can help you pull cash out of your investment. In fact, Tidal Loans has numerous private money loan programs in which to choose: new construction loans for builders and developers, temp to perm loans for our buy and hold investors seeking passive income, and transactional funding for wholesaler’s who need to double close with their seller. Tidal Loans will fund 100% of the closing with no cash out of pocket. Tidal Loans will offer a simple, fast, and transparent hard money loan for your investment needs. Avoid the red tape that goes along with bank financing and the time it takes to close traditional loan structures and look into a hard money loan.

Property TypesAll 1-4 unit properties and multi-family properties considered
Loan Types:     Fix and Flip Loans, Temp to Perm Loans, Hard Money Refinance Loans, New Construction Loans, Transactional Funding
MarketsHouston, Austin, San Antonio and Dallas/Fort Worth, Texas and submarkets
Loan Amounts No Min- $3MM
Term3 months – 5years
Rate    Starts at 9.99%
Points 2-4%
LTVUp to 70% on “as is” or “as repaired” value if repairs are included
LTCUp to 100%