Hard Money Lenders San Antonio


Real estate investing can be an intimidating and complicated process, and Tidal Loans provides investors in the San Antonio area with the experience and knowledge of the market. With more than 50 years of experience, Tidal Loans can provide numerous lending solutions quickly, simply, and above everything else, transparently.

San Antonio Private Money Lenders

There are numerous lenders in the San Antonio area in which to choose, but Tidal Loans offers the experience and know-how to complete your San Antonio real estate investment. Are you worried about parting with a considerable amount of cash up front to purchase real estate? Do you not want your loan to be determined by your credit score or tax returns? If you answered yes to these questions, then this is where a hard money lender in San Antonio can help.

How Can Hard Money Lenders in San Antonio, Texas Help?

Unlike traditional bank loans, a hard money lender doesn’t need to review your credit score in order to fund your next real estate project. You also aren’t required to put a large amount of money down upfront in order to get your funds quick and easy. Tidal Loans has the knowledge to lead you through this process of attaining a hard money loan in order to purchase your next real estate venture in the San Antonio area.

What are Hard Money Rental Loans in San Antonio?

A hard money loan is a form of short-term lending that is backed by the property itself – the asset – not your creditworthiness. Instead of focusing on your credit score, Tidal Loans focuses on your property’s after repair value, which is used to estimate what the property is worth. The term “hard” money means your lender is underwriting the loan on this hard asset – this is your property. So, as a borrower you will not need to worry about putting a large amount of money down upfront as you would in a traditional loan.

When you complete a hard money loan with Tidal Loans, you also are not required to dig up your tax returns or deal with other banking issues as you would with a traditional bank loan. This means hard money loans tend to close much faster than traditional loans. Instead of taking months to close, you could possibly fund your new project in weeks! If you have found a lucrative real estate option in San Antonio and want to close quickly, a hard money loan may be perfect because of its overall convenience.

There are other pros to a hard money loan! If you are an investor with a large number of outstanding loans, Tidal Loans can help you continue to leverage your real estate investments with a hard money loan. Have you found a rehab or distressed property you’re interested in purchasing? Because many conventional banks shy away from these properties, a hard money lender like Tidal Loans will provide 100% of the purchase and repair cost.

Other San Antonio Investment Property Loans

If you already have a property that needs some TLC, you can to talk to us about our “Fix and Flip” Loans, which are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit.

Tidal Loans also offers a hard money refinance option, which can help you pull cash out of your investment. In fact, Tidal Loans offers numerous private money loan programs in which to choose: new construction loans for builders and developers, temp to perm loans for our buy and hold investors seeking passive income, and transactional funding for wholesaler’s who need to double close with their seller. Tidal Loans will fund 100% of the closing with no cash out of pocket.

Property Types All 1-4 unit properties and multi-family properties considered
Loan Types: Fix and Flip Loans, Temp to Perm Loans, Hard Money Refinance Loans, New Construction Loans, Transactional Funding
Markets Houston, Austin, San Antonio and Dallas/Fort Worth, Texas and submarkets.
Loan Amounts No Min- $3MM
Term 3 months – 5years
Rate Starts at 9.99%
Points 2-4%
LTV Up to 70% on “as is” or “as repaired” value if repairs are included
LTC Up to 100%