MULTIFAMILY BRIDGE LOANS TEXAS | DIRECT PRIVATE LENDERS FOR APARTMENT REHAB LOANS

FAST AND RELIABLE SMALL APARTMENT LOANS | 5 UNIT MULTI FAMILY FINANCING | LONG-TERM PERMANENT FINANCING LOAN | BRIDGE LOANS AQUIRE | RENOVATE | REFINANCE

APARTMENT LOANS
AQUIRE. RENOVATE. REFINANCE

Tidal Loans specializes in speed, simplicity, and above everything else, transparency for Texas real estate investors. We are the leading multifamily lender for investors in Houston, Dallas, Austin, and San Antonio.

We understand the needs of investors throughout the investment lifecycle, from acquisition to renovation to stabilization. Our program consists of minimal down payment for multifamily apartment real estate investors looking for apartment rehab loans. We do not have a DSCR requirement for our multifamily rehab loans.
We lend up to 85% LTC, 90% CLTV not to exceed 70% of the after stabilized value. This exclusive loan program for apartment buildings provides our borrowers with the flexibility and leverage to profit on Multifamily & Mixed-Use investment opportunities that may need rehab or low occupancy. We also offer a 30-year loan program for investors looking to cashflow their property long term.

OUR MULTI FAMILY REHAB LOANS ARE GREAT:

  1. When the property is distressed and needs rehab.
  2. When you are working with a seller or wholesaler who needs you to close quickly.
  3. When the property is vacant, not stabilized, leased up, or generating any cashflow.

APARTMENT REHAB LOANS | BRIDGE

  • LOAN AMOUNT-$250K-$20M
  • TERMS-12-24 MONTHS
  • LTC- UP TO 85% OF COST
  • LTV- 70% OF ARV
  • CLTV- 90%
  • CASH OUT REFI- 65% LTV
  • AMORTIZATION- INTEREST ONLY
  • DSCR- NO REQUIREMENT
  • Property Types- Multifamily, Mixed Use
  • FAST DUE DILIGENCE AND CLOSINGS

LONG-TERM PERMANENT FINANCING LOAN

  • LOAN AMOUNT- $100K-$5M (larger loans case by case)
  • TERMS-30 YEAR FIXED RATE
  • LTV- 75%
  • CLTV- 80%
  • CASH OUT REFI- 75% LTV
  • AMORTIZATION- 30 YEAR FULLY AMORTIZED
  • DSCR- 1.25
  • Property Types- Multifamily, Mixed Use

PRO’S ABOUT OUR APARTMENT REHAB LOANS

  • High Leverage (up to 85% LTC)
  • Quick Closing, 4-5 days after we receive all docs.
  • Interest-only payments
  • No Income Verification
  • No Tax Returns Needed
  • No Debt Service Ratio
  • Rehab Funding Provided
  • No Prepayment Penalty

PRO’S ABOUT OUR LONG-TERM  PERMANENT APARTMENT LOANS

  • 30 Year Fixed Rate
  • No Tax Returns Needed
  • Rehab Funding Provided
  • No Seasoning (can pull out cash right after property is stabilized)
  • Foreign Investors Allowed

ELGIBLE PROPERTIES FOR OUR APARTMENT LOANS PROGRAM

Multi Family

Multi-family is a category of housing where multiple units (5+) for residential use are enclosed within one or more structures within one complex. We provide our 5 unit property loan for these types of properties.  At Tidal Loans, we will lend to multifamily investors looking to purchase, refinance, or renovate multifamily buildings. Our clients love our 5 unit multi family financing because of our speed, reliability, and experience.

Mixed Use

Mixed-use is a type of property that mergers residential and commercial uses into one property. At Tidal Loans our commercial bridge loans fund real estate investors that purchase, refinance or renovate mixed used properties. We require that the net rental square footage of the stabilized property be comprised of at least 67% multi family.

Private Money Investment Property Loans We Provide

Tidal Loans offers other private investment property loan options throughout the Nation. If you already have a property that needs funding, you can talk to us about our:

Fix and Flip Loans-> We fund up to 90% of the Purchase Price and 100% of the Repairs. We allow 100% CLTV( 100% fix and flip loans), so seller can carry back a second note, allowing  100% of the purchase price and rehab amount to be financed.   These loans are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit. Allowing our clients to bring nothing but closing cost to the table!

New Construction Loans-> For Builders and Developers. We fund up to 70% of the After-Construction Value. 80% LTC, and up to 100% of the hard construction cost. We can also assist with funding the land acquisition!

Rental Property Loans-> Our landlord loans are great for buy and hold investors. Our program allows our clients to grow their portfolio faster. Investors can pull out up to 80% of the appraised value, even if you owned the property for just a week. We do not verify income either, because we care about the property cash flow, not our clients. Our rates start at 5.9% and are 30 year fixed terms, 30 year amortization, allowing our rental property investors to cash flow more each month!

Transactional Funding -> For wholesaler’s who need to double close with their seller. Tidal Loans will fund 100% of the closing with no cash out of pocket.

Multi Family Loans/ Mixed Used Loans-> Our program consists of minimal down payment for multifamily apartment real estate investors looking for apartment rehab loans. We do not have a DSCR requirement for our multifamily rehab loans.

Up to 85% LTC, 90% CLTV.  This exclusive loan program for apartment buildings provides you with the flexibility and leverage to profit on Multifamily & Mixed-use investment opportunities that may need rehab or low occupancy. We also offer a 30-year loan program for investors looking to cashflow their property long term.

Commercial Property Loans-> We provide private commercial hard money loans for commercial real estate investors. We provide loans up at 65% LTV for our commercial bridge loans and commercial rehab loans. We offer 70% LTV and 80% CLTV on our long term commercial hard money loans at a 30-year amortization with a 30 year term. A commercial hard money loan is a good alternative to traditional bank financing when time is of the essence or borrowers don’t meet traditional guidelines for whatever reason.

Airbnb Financing->We provide our buy and hold investors Airbnb loans for their investment property. 30-year fix rate up to 80% LTV and 85% LTC. We know the struggle with financing Airbnb properties that is why we came up with this loan option for our Airbnb hosts! Buying a house for Airbnb is easy with Tidal Loans.

Non Recourse Financing->The main benefit of non-recourse financing is the borrower does not guarantee the loan. We are non-recourse loan lenders. We provide non recourse loans for a fix and flip loans, purchase loans, and short term cash out refinance loans.

Real estate investors feel free to reach out to us and see why we are considered to be one of the best hard money lenders Nationwide! We pride ourselves in offering a simple, fast, and transparent private money loan for your real estate investment needs. Avoid the red tape that goes along with bank financing and the time it takes to close traditional loan structures and look into a hard money loan with Tidal Loans.

Economic Breakdown

MULTI FAMILY CASH OUT REFINANCE
CITY- HOUSTON TEXAS
Loan Amount- $351,000
Property Value-$540,000
Property Type- Multifamily- 8 unit property
TERM- 24 MONTHS
Current NOI- $43,500
Small Apartment Loans Texas