Turn Your Florida Construction Vision into Reality
Florida’s real estate market is one of the most dynamic and sought-after in the country, known for its year-round sunshine, booming economy, and strong population growth. With cities like Miami, Orlando, Tampa, and Jacksonville driving demand, Florida offers real estate investors diverse opportunities, including fix-and-flips, rental properties, and vacation homes. The state’s business-friendly environment, no income tax, and thriving tourism industry further enhance its appeal. Whether you’re targeting urban developments or coastal properties, Florida remains a prime destination for investors seeking high returns and consistent market growth
Tidal Loans is a trusted private money lender offering short-term mortgage loans to real estate investors for new construction projects across Florida. Finding new construction lenders who understand the unique Florida market is crucial for success, and Tidal Loans specializes in just that. We proudly provide private money loans for investment property purchases, refinances, equity cash-outs, rehabs, and new construction in many cities in Florida, including Jacksonville, Miami, Tampa, Orlando, St. Petersburg, Hialeah, and Tallahassee. With our market expertise and flexible funding options, Tidal Loans helps investors secure the financing they need to succeed in Florida’s thriving real estate market.
Why Choose Tidal Loans for Your Construction Loan?
We understand that navigating the financial complexities of a construction project in Florida can be challenging. That’s why we’ve streamlined our new construction loan process to be efficient, transparent, and personalized to your project. Our team of Florida-based experts will guide you every step of the way, ensuring a smooth and successful experience.
Benefits of Our New Construction Loans in Florida:
- Flexible Draw Schedules: Every project is unique. Our draw schedules can be customized to meet the specific cash flow needs of your construction project.
- Competitive Interest Rates: We offer competitive interest rates to builders, investors and developers for acquisition of the land and vertical construction, to help you maximize your profitability.
- Experienced Loan Officers: Our team of experienced loan officers will guide you through every step of the process, from pre-approval to closing. Most of our loan officers have either invested in rehabs or ground up projects.
- Local Expertise: Our founders have deep roots in the real estate market, investing in the market since 2000. We have a deep understanding of construction and can provide valuable insights to help you succeed.
- Leverage: We fund up to 85% of the total project cost as New Construction Lenders.
- Loan Amount: Financing available for loans up to $3M.
- Interest: Interest can be charged only on the amount drawn.
- Interest Reserves: Option to build in interest reserves.
- First-Time Investors: Approval available by exception; the builder must meet our approval criteria.
Key Highlights About Our Company
🏡 100% Financing for Experienced Investors: We offer up to 100% financing for experienced investors in select markets. ( Bridge only )
🌐 Who We Are: Tidal Loans is your direct lending partner, built and backed by real estate investors.
🏠 STR Financing: Dive into the world of short-term rentals (Airbnb/VRBO) leveraging short-term rental income.
🔄 BRRR Strategy Simplified: Streamline your BRRR projects with Tidal Loans – we kickstart the refinance approval while your property undergoes transformation.
🚀 Quick Pre-Approvals: We issue term sheets in 24 hours after submission.
🚫 No Appraisals Needed: We have loan options (bridge loans) where you can opt out of a full appraisal.
🔐 Secure Portal Access: All clients will receive a secure portal to upload documents and request draws.
Ready to Get Started?
If you’re ready to secure the funding you need to build your next project in Texas, contact us today to learn more about our new construction loans. We’re committed to helping you achieve your construction goals.
